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Coming Q1 2026

The Operating System for
Shariah-Compliant Credit Funds

Deal structuring, portfolio monitoring, covenant tracking, and Sharia compliance in one platform. Purpose-built for Islamic credit funds in DIFC and ADGM.

Islamic Credit Funds Deserve Better Tools

Current software ignores Shariah requirements. Manual processes don't scale.

No Purpose-Built Software

Generic fund platforms ignore Islamic finance structures. Banking software is built for retail, not credit funds. You're stuck in the gap.

Spreadsheets Everywhere

Deal models, covenant tracking, compliance logs scattered across Excel files. No single source of truth. No audit trail.

Scaling Means More Headcount

Going from 10 to 50 deals requires hiring analysts, not leveraging technology. Your team spends 40% of time on admin work.

What Safqa Does

End-to-end workflows for Islamic credit fund operations

01

Structure Deals

Murabaha, Ijara, Musharaka, Diminishing Musharaka templates with profit-rate analysis and payment schedule generation. AI-powered structure optimization based on deal parameters.

Structure Templates Profit Analysis Cash Flow Modeling
02

Monitor Portfolio

Covenant tracking with automated alerts, early warning dashboards, and concentration analysis. Catch deterioration before quarterly reporting reveals it.

Covenant Tracking Early Warnings Concentration Risk
03

Track Compliance

Complete Shariah audit trail for every transaction. AAOIFI standards mapping, fatwa documentation repository, and Shariah board coordination workflows.

Audit Trail AAOIFI Mapping Fatwa Tracking
04

Report to Investors

LP dashboards with portfolio performance, Shariah compliance certificates, and distribution waterfall transparency. Reconciled to your fund administrator.

LP Portal Compliance Certs Distributions
05

Analyze Documents

AI-powered due diligence document analysis with intelligent search, automated extraction of key terms, and AI-generated deal summaries and red flag identification.

Document AI Key Term Extraction Red Flags
06

Generate IC Memos

Automated Investment Committee documentation that learns from iterative feedback to match your house style. From deal data to IC-ready memo in minutes.

Generative AI Style Learning Version Control

Why Safqa

Not another generic tool with a Shariah checkbox

Built for Islamic Finance

Not conventional software adapted. Built from the ground up for Shariah-compliant structures, AAOIFI standards, and Islamic finance workflows.

AI-Native Platform

Document intelligence, covenant suggestions, IC memo generation. AI trained on Islamic finance data, not adapted from conventional models.

GCC-First Design

Built for DIFC and ADGM regulatory requirements. DFSA reporting, UAE-specific compliance workflows, regional currency support.

Islamic Finance Tool

Islamic Deal Calculator

Input your transaction parameters to receive a Sharia-compliant financing recommendation with detailed cash flow analysis.

Deal Parameters
24 mo
12%
Customer contributes equity

Configure Your Transaction

Adjust the parameters and click "Analyze Structures" to receive your Islamic financing recommendation.

Interested in Early Access?

We're onboarding design partners for our Q1 2026 launch. Get early access and help shape the platform.

contact@islamicfinance.live

Currently serving DIFC and ADGM-based funds